Learn about the complexities, benefits and risks of borrowing money, and the various ways you can get credit. Look at interest rates, fees and charges and find out what to do when things go wrong. Controlling debt
Steps you can take if you run into problems with single or multiple debts. How to take control of your finances, and what to do if you cannot repay a debt. There is also specific advice for young people
with debt problems, and tips for smart shopping
, plus a loan/credit calculator
to help keep your finances on track.